4 Things to Learn Before You Turn 30

August 18th, 2020 by

4 Things to Learn Before You Turn 30

Turning 30 can be bittersweet. It’s time to put your 20s behind you and start looking forward to a whole new chapter of your life. It’s when people finally start to see you as a real adult, no matter how much like a child you might still feel like on the inside. It’s time to start adulting for real, and that means learning a few things that can help you out as you navigate what seems like a whole new world. Take a look at four things you should learn before you turn 30 so you can enter the next decade of your life happily and successfully.

1. How to Manage Your Money

If you haven’t learned by now, it’s time to put on your big kid pants and learn how to properly manage your money. There are tons of ways to learn. You could take a course, read a few books or read various articles online. But whatever you do, you need to get well acquainted with money so that you know how to control it so it doesn’t control you. That means doing things like:

  • Creating and sticking to a budget
  • Tracking and setting limits when it comes to spending
  • Finding ways to save money wherever you can
  • Saving up for big purchases (instead of using your credit card)
  • Learning how to use credit cards responsibly
  • Creating financial goals
  • Contributing to your savings account on a regular basis
  • Saving for retirement

These are just some of the things you can do to manage your money better. Having a financial plan for the next decade can help you reach your money goals a lot quicker. Write down your goals for your financial future and you’ll have a much better chance at success.

2. How to Protect Your Family

If you already have a family, protecting them should be at the top of your list of things to do before you turn 30. Protecting them means making sure they’re well taken care of in case something happens to you. Getting life insurance is one way to ensure that your family is able to not only survive, but thrive when you’re gone.

Life insurance can help them cover burial costs, pay off debts, as well as replace your income and allow you to leave a legacy for your children. USAA offers benefits and resources for military personnel and their families that are considering life insurance, so learn all you can about what you can do to secure your family’s financial future.

3. You’ll Need Emotional Intelligence

The ability to manage your emotions is a skill often overlooked, but having emotional intelligence can help you get through tough situations with ease. By learning how to gauge your emotional intelligence and taking steps to develop it, you’ll be much more equipped to deal with things in the real world in healthy ways that help instead of harm you.

Mastering emotional intelligence requires becoming aware of how you recognize and manage your emotions on a personal and social level. Work on doing this as you get closer to 30 and you’ll see that workplace issues and personal relationships become a lot easier to manage.

4. You Don’t Have to Have It All Figured Out

A lot of us carry with us the misconception that by 30, we should all have it figured out by now. We’ve lived three decades so we should have at least something to show for it by now, right? Wrong. A lot of people don’t even have things figured out at 40, so don’t be so hard on yourself. If when you turn 30, you’re still figuring some things out about life — that’s perfectly okay.

Just do what you can now to get to where you want to be in life in the next five to 10 years. Keep working toward your goals and you’ll be fine. There’s no finish line and there’s no rule that says you have to be successful at a certain age. Live life on your terms and don’t try to avoid comparing yourself to others.

Embracing the Big 3-0

Turning 30 is a big deal. Embrace it by learning all of the above so you can transition into the next decade of your life with confidence. Learning how to manage your money, how to practice emotional intelligence, as well as finding ways to protect your family (such as through life insurance) and knowing that you don’t have to have it all figured out can help you become a happier, more successful adult.