How to Combat Stress in Your Retirement Years

August 21st, 2019 by

How to Combat Stress in Your Retirement Years

Stress is pretty much an inevitable part of life no matter your age. Unfortunately, stress exists even in your “golden years.” Stress for seniors primarily stems from health concerns and financial security.

Stress in seniors can cause irritability and mood swings, anxiety, difficulty sleeping and concentrating, eating too much or too little, allergic reactions such as rashes or hives, or headaches and chest pains.

Although there is no one real way to eliminate stress, there are several ways to deal and cope with it to diminish the effects.

Words of Inspiration

No matter your age, inspiration is needed from time-to-time and can be found almost anywhere. A good book or simply Googling uplifting quotes can make a big difference in your mood. Music is another great way to feel inspired or uplifted. Crank up your favorite tunes and dance your stress away!

Be Prepared

If you didn’t prepare as well as you could before retirement, it’s never too late to make changes to help you face your future better. Having money set aside for unexpected rainy days is great protection against financial stress. Knowing you have a financial safety net in case an emergency occurs can put your mind at ease.

Take Time for Selfcare

Although this seems a bit obvious, it can’t be emphasized enough. Take time for long walks, lunches with friends, a favorite hobby, or even a long, relaxing bath. Just doing something nice for yourself can help overcome negative feelings that may be getting you down.

Embrace a Furry Friend

Petting a fuzzy friend is great for soothing anxious feelings. The comfort a pet provides has the potential to make a world of difference for stressed-out seniors.
Some of the many benefits of having a pet can lower anxiety and pain, reduce loneliness, decrease the onset of depression, increase communication, lower aggressive tendencies in dementia patients, increase laughter, and even lower your blood pressure. Daily walks with your pet are also good for your health and well-being.


Sometimes professional care is needed for stressed-out seniors and those battling depression. If that’s the case for you, Medicare covers your mental health care. Currently, in 2019, mental health screenings and medication management are covered under Original Medicare Part B. Beneficiaries pay nothing for their one-time yearly depression screening if they are enrolled in Medicare Part B and if their healthcare provider accepts Medicare assignment. If you are hospitalized for mental health issues, Part A covers your care.
Part D is also available for those who need medication to treat their depression and anxiety. All Part D formularies are required to cover at least two medications in each drug category, including those for anxiety and depression. Your doctor will help you find the medication that works best for you.

Final Thoughts

Stress is manageable and there are many resources available to seniors. Find what works best for you and your lifestyle and find ways to incorporate those practices into your daily routine. If additional support is needed, talk it over with a friend or loved one, and call your doctor if your feelings become unmanageable.