Financed Fashion: The Best Credit Cards for Buying Clothes
September 25th, 2019 by Candis Hall
The average person spends about $161 a month on clothes, so you aren’t alone if you like to browse what’s out there and get all dolled up. Still, shopping for the latest fashion isn’t all fun and games—it can become really expensive if you aren’t careful.
Fortunately, there are ways to shop for what you love and still save money. Having a great credit card is the single most important thing you can do. It builds credit, ensures you get some money back, and lets you buy must-have items anywhere, anytime.
You’re probably asking yourself what the best credit card for shopping is. Well, we’re here to help! Read on to learn a few credit cards you can’t miss knowing about.
US Bank Altitude Reserve Visa Infinite
Unfortunately, this card is only available to US Bank users, but the negative facts about this card end there. If you sign up, you’ll get a lot of immediate benefits, including premium travel offers like a welcome bonus worth $750 on travel. If you want to see different fashions around the world, this is great!
If you prefer to do your fashion shopping online, this card still has you covered. You’ll earn a huge bonus of 3x on all clothing purchases with it, which means free and discounted clothes are in your future!
Citi Double Cash Card
Next, let’s take a look at CitiBank. This card offers two different benefits. The first is 1% cashback when you buy items like clothing (assuming they’re eligible per the fine print.) The second is 1% back when you actually pay for the clothes you’re getting.
In the end, you’re getting 2% cashback on all your clothing purchases for doing virtually nothing. That’s what we call a deal!
Horizon Gold with Bonsai Finance
If you have low credit, it’s important that you get a card that won’t negatively impact it further. Still, though, this card needs to work. You want to be able to use it at stores and online when you see an outfit that you can’t wait to wear.
Bonsai Finance offers secured credit cards like the Horizon Gold card. A cash deposit is used to securely activate the card, which becomes the amount that you can use. Banks reward you for paying back the money you spend on time, so you’ll be able to raise your credit pretty quickly if you spend smart.
This card additionally has $500 in unsecured credit, so you get the best of both worlds!
Get the Best Credit Card for Shopping
While money is a huge stress inducer for pretty much every fashionista, there are ways to make yourself worry less. Getting a great card is one of the absolute best things you can do for yourself, so get cracking!
Now that you know what the best credit card for shopping is, check out the ‘fashion’ tab on our page! Here, you’ll learn the best clothing items to buy on your new card.
Spend smart and have fun!